Clever Fox Budget Planner - Expense Tracker Notebook. Monthly Budgeting Organizer, Finance Logbook & Accounts Book, Bill Tracker, A5 (Dark Green)

When you actually use the book the way you're supposed to it's one of the best tools I have to keep myself organized with my finances, lol. Here's what I find most valuable: 1. Finance goals - there is a short section where you can list what your goals are in the beginning of the book. Next to it there is also a section where you can detail what you need to do to meet those goals. 2. Checklist - this is great for listing out what you want or need to get done for the month. It's a short list of about 10 things so that means you have to prioritize. For each thing you get done you can check off the circle next to it. 3. THE CALENDAR 🙌🏽✅️ - I NEEDED this. Seeing exactly what I have to pay and when puts everything into perspective. *** I actually went and put the total amount I'd be spending each week in the margin space next to the calendar to keep me from buying unnecessary items. 4. Monthly budget page - Here is where you lay out everything you plan to make payments on along with the expected amount. The book neatly sections your most likely expenses into categories for you. You write what you're paying (Verizon), how much you expect to pay ($65), and then once it's paid how much the actual payment came out to be ($50). At the bottom of the section you add up all the expected amounts, then all the actual amounts, and subtract the two to get what's left over. 5. The Expense tracker - OMG I needed this part too 😭 lol. If you happen to be an impulsive spender like me this will help you prioritize. This, to me, was the most intimidating portion of the book because, 1. you have to be diligent in recording every purchase you make, online and in person, cash and card. The tracker can't help you if you don't keep up with this. And 2. the expense pages show you just how much money is flowing out in comparison to what's coming in. It's not easy to look at an issue of your own making, but the silver lining is once you see it you realize things. For me it was that I actually do have enough money to take care of all my monthly necessities, it just looked otherwise because I kept spending it on wants. and finally 6. & 7. the Saving and Debt trackers - These pages give you room to list out things you want to save for (a new tv, cheer camp, whatever 😊) and debts you owe and take on (old and new subscriptions, online store installments, etc.). For Savings you write what you're saving for (dishwasher), the amount needed ($1000), and the due date at the top. underneath this you can list each deposit, the date you made it, and an updated balance. For Debts you write the debt name (Affirm), the starting balance ($100), and the minimum payment ($15) at the top. Below this you write the amount paid, the date you paid it, and the updated balance. These are the only sections of the book I've used so far. At the end of the month there is also a Monthly Budget Review and Spending Analysis page where math is involved and being honest with yourself is necessary. All in all I love this tracker/ budget book. It's beautiful, functional, and well worth the purchase. The only thing I would change are some of the stickers that come with it. I've never liked sayings such as "live below your means" because it always felt like people were telling me to be satisfied with being poor. More stickers that promote a healthy positive attitude towards money and money management would be greatly appreciated 🙏🏾🙏🏾🙏🏾. Lovely product. I would definitely recommend it.

In an attempt to save a few dollars I purchased a knock off budget planner. That was a MISTAKE. Ended up tossing it and going back to Clever Fox which has been my budget planner for the past 5+ years. When you love something just go ahead and buy the one you love. The copies are nothing like the original. This planner has everything I need and is consistent, well made and really keeps you on track with your finances and financial goals for the year.

This little budget planner is amazing! Even in the pocket size, it has everything I need to stay organized—monthly budgets, expense tracking, savings goals, and plenty of space to jot down notes. The layout is clean and easy to follow, and the size is perfect for carrying in my bag without taking up space. It has genuinely helped me stay on top of my finances. Highly recommended for anyone who wants a simple, portable way to budget!

I purchased two of these and honestly, wish I had bought 1 for now. I feel a little bit misled. But not in a bad way. The person that set the one up that you see as you are about to purchase it. Has this set up so nice and appears to be really easy to use. So if that person could have set up mine like that? I'd probably be happy. Lol In truth you have to figure this out yourself. I was in banking for 30 years & normally just used your simple generic checkbook register and back in the day might have used Quicken or Quick books pro. And helped a lot of people set up various methods to track their spending, savings, etc... But honestly, have never really used a journal like this one. I hesitated with my stars up there because I am not sure I would call this one for beginners? But maybe that's just me. I guess what I do not feel I need in this particular budget planner are the whole page sections like My Mind Map? Seriously? I actually really did write down in mine, "It a maze, But one I am working on." Trust me I do not need a road map for what's in my head. A whole page with little sections for My Financial Goals? Really? Uh, mine are the same as they have always been. Always set aside money in savings, to have for emergencies, special trips, just to have, etc.... I also do not feel that I need pages dedicated to My strategy, My tactics, or actions I will take to cut my expenses. I guess I was looking for more of an actual ledger where I can list income, I do like the section for the monthly household expenses. Monthly budget page is nice. And I like the page in between months for notes & ideas. Because that's handy to have for various things. I feel there are to many full pages dedicated to expense tracker. I mean if you need these areas, then this might be perfect for you. I love the look and feel of it. It's a very nice size to keep track of these things. I guess overall, I would just prefer more pages to actually use as if it were like a checkbook register. I can list and see money going out and money coming in. That's really all I need to see. As for the notes section? I can list right there any areas we need to work on, cut back on expenses, etc.. It also has stickers you can use which I find really cool and a few marker ribbons so you can mark the spot or up to 3 spots you may just want to flip right to and make an entry. I would recommend it based on the things I just said and if that is what you are looking for. I guess I just didn't pay that much attention or again the person setting up the one for you to see how to use it, really did do a good job on that. Because it made it look at though it was already set up and ready to use. I do not mind customizing this to suit my needs. But I would rather have more pages dedicated to actually listing each individual expense or income vs the entire pages of what would have been sufficient if it were just a paragraph size. Like the calendar pages as well before I forget. Overall it is very nice, looks very nice, I like the strap to keep the whole book closed to prevent losing receipts, etc... much like my tablet case. Overall, again I just wish it were a little bit better. So I am not recommending you not get one, just really look through the photos better than I did. To make sure this is what you are looking for. I would recommend it. And maybe I will like it better once I set it up my way. Price was comparable to other similar items and is a really good quality book. And again worth recommending, just was looking for a little something different and thought this was the one for me. Still could be, but still, loss of a lot of pages that would have been more useful to me in other ways. I hope this helps anyone.

I like to budget down to the cent with my finances and this budget planner which I have only been using for a couple weeks now is amazing. It takes some practice to use but you will find what fits best for you. I write in my daily expenditures via my debit card use and any checks I may send in the mail to keep my budget in place. I like how you can categorize each expense to later analyze how much you are spending for each category and adjust accordingly to keep your financial goals. The quality is great and it has a nice, sleek, well-made look and feel. I prefer using a budget book as opposed to something on line as it's bigger than my cell phone, and, for me at least, just easier to manage, get to where you want to be, etc.

The color is a beautiful rose tone. This planner offers a robust outline on how to utilize and maximize your budget tracking. Excited to use for 2026!

I've been using the Clever Fox Budget Planner for several months now, and it's made a noticeable difference in how I manage my money. The planner's layout is straightforward, guiding me through setting financial goals, tracking expenses, and reviewing monthly budgets. The inclusion of savings and debt trackers has been particularly helpful in visualizing my progress. The quality of the planner is impressive. The hardcover feels durable, and the thick paper prevents ink from bleeding through. The added features like the pen loop, elastic closure, and inner pocket for receipts are thoughtful touches that enhance usability. While the planner is comprehensive, I did find that the space for daily expense tracking could be a bit limited if you have numerous transactions. However, for most users looking to gain better control over their finances, this planner offers a balanced mix of structure and flexibility. It's a valuable tool for anyone aiming to budget effectively and achieve their financial goals.

I weighed the pros and cons of lots of planners before purchasing this one and I'm not impressed one bit. It looks pretty, but doesn't really serve it's purpose. I already started using the planner so I can't send it back. It only comes with a small page of stickers. There's not nearly enough to get through the year let alone a couple months. There's only 4 payday stickers. This is sufficient for someone that only gets paid 4 times a year. They are also too big to fit on the calendar pages and fill up multiple dates. There's only 4 sections for debts. I'm not sure about anyone else, but when I add my mortgage, car payment, student loans and 1 credit card, all of the spaces are full. There's no room anywhere else in the planner to add additional accounts. What if someone has a loan or multiple credit cards? To me this area is useless. There's also only 4 lines per month for savings/income. That's perfect if you are a single person and only receive a total of 4 checks per month, but if you have a spouse, second job or additional income like I do, it's not enough space to track. Overall, I think this is the perfect place for someone young, single and just starting out, but if you have multiple bills, utilities and other obligations, I would suggest looking elsewhere. It just isn't worth the money to me if I can't even accurately budget due to lack of space. I am giving it 3 stars because the idea of it is nice as well as the design, but it does not serve it's purpose as advertised.