--- product_id: 522250981 title: "Retirement Planning Guidebook: Navigating the Important Decisions for Retirement Success (The Retirement Researcher Guide)" price: "S$60" currency: SGD in_stock: true reviews_count: 9 url: https://www.desertcart.sg/products/522250981-retirement-planning-guidebook-navigating-the-important-decisions-for-retirement-success store_origin: SG region: Singapore --- # Retirement Planning Guidebook: Navigating the Important Decisions for Retirement Success (The Retirement Researcher Guide) **Price:** S$60 **Availability:** ✅ In Stock ## Quick Answers - **What is this?** Retirement Planning Guidebook: Navigating the Important Decisions for Retirement Success (The Retirement Researcher Guide) - **How much does it cost?** S$60 with free shipping - **Is it available?** Yes, in stock and ready to ship - **Where can I buy it?** [www.desertcart.sg](https://www.desertcart.sg/products/522250981-retirement-planning-guidebook-navigating-the-important-decisions-for-retirement-success) ## Best For - Customers looking for quality international products ## Why This Product - Free international shipping included - Worldwide delivery with tracking - 15-day hassle-free returns ## Description * THIS IS THE 2ND EDITION. THE 3RD EDITION IS NOW AVAILABLE (JANUARY 2026) * The Retirement Planning Guidebook helps you navigate through the important decisions to prepare for your best retirement . You will have the detailed knowledge and understanding to make smart retirement decisions : - Understand your personal retirement income style , which can then help you navigate through the conflicting opinions about retirement strategies to choose your right path. - Learn about investment and insurance tools that may best resonate with your personal style. - Determine if you are financially prepared for retirement by quantifying your financial goals (annual spending, legacy, and reserves for the unexpected) and comparing them to your available assets. - Make smart decisions for when to start Social Security benefits , which could potentially support an additional $100,000 or more of lifetime income from Social Security. - Develop a plan for making the best initial and ongoing choices from the alphabet soup of Medicare options , as well as how to find health coverage if you retire before Medicare eligibility. - Assess where you wish to live in retirement and whether there are helpful ways to incorporate housing wealth into your retirement strategy. - Decide how to manage your long-term care risk between self-funding, Medicaid, or private insurance, and take steps to support living at home for as long as possible. - Understand how to manage your taxes to pay less , to avoid common pitfalls, and to have more for your lifetime and your legacy. You will be able to apply tax diversification, asset location, tax bracket management, and Roth conversions to enhance the sustainability of your retirement assets. - Get your finances organized and understand how to get your estate and incapacity planning documents in order, including your will, account titling, beneficiary designations, financial power of attorney, and advance health care directives. - Identify whether there is a role for trusts in your estate plan for reasons related to avoiding probate, controlling how and when assets are disbursed, obtaining creditor protections, or helping to manage estate taxes. - Prepare for the non-financial aspects of retirement , including the need to find purpose and passion, to understand if there is a role for work in retirement, to enhance relationships and social connections, and to maintain an active and healthy lifestyle. Retirement has an entire vocabulary associated with it. We'll demystify the 4% rule, sequence-of-return risk, time segmentation and buckets, reverse mortgages, income annuities, variable annuities, fixed index annuities, long-term care insurance, living trusts, irrevocable trusts, budgeting, the funded ratio, Medicare Advantage, Medicare supplements, diversified investment portfolios, Roth conversions, the hazards of the Social Security tax torpedo and increased Medicare premiums, buffer assets, 401(k) plans and IRAs, the rollover decision, distribution options for defined-benefit company pensions, required minimum distributions, qualified charitable distributions, aging in place, cognitive decline, and so much more. The Retirement Planning Guidebook does not let important matters fall through the cracks. This is a comprehensive look at the key retirement decisions to achieve financial and non-financial success. You will have the foundation to make the most of your retirement years, and I hope you'll be able to do something great ! Review: Deep, complete retirement prep but not easy read. Big recommend! - This book has become the center for my retirement planning and prep. I can't find the words to speak highly enough of it. I am excited about how much I've learned and to put that learning into action. My wife and I have a nest egg saved big enough we will retire comfortably. We're 55 and want to retire by 60. Since my dad was a stock broker in the 80s and 90s, we comfortable doing our own investing largely with etfs. This book opened my eyes to tons more tools to add to our investing knowledge. The book starts by describing retirement, financial goals and risks very well. Goals are lifestyle, longevity, legacy and liquidity. Risks are more numerous but also well explained. It guides you through how to align future expenses and income sources - then comparing them different ways to gauge readiness. This includes budgeting explained well enough that it isn't daunting. It also has a chapter defining 4 different styles of people and how they view risks. Instead of giving one size fits all advice, it lays out solutions to fit those different styles or preferences. It highlights how some different tools can be used in all styles but just to different degrees. My bias was toward investing. I learned in this book about new tools I will probably blend into my stragety -- bond ladders, annuities, and life insurance. I have always been biased against annuities, but this book gives really strong arguments how an annuity will probably fit for a small portion of my retirement -- with benefits so huge it vastly outweighs the costs that most people shy away from. I happened to take a 3 day class on retirement planning -- a real class, not sales for an advisor. It touched on most of the things I've read in this book but to a much simpler degree. Not nearly enough to be actionable. So again, this book is the core of my planning. I highly recommend this book and have bought one of Pfau's other books to dive deeper into one topic. Not that this book isn't adequate, because it is. I just enjoy going deeper. This book is not entirely easy to read. Pfau writes well, it's just a very thorough book on some topics that are not simple. Just put the book down, digest, and reread a little if you need. He does an outstanding job with this book. Review: Great resource, but not for everyone - I think this book is a great comprehensive resource. It does a good job explaining the content, but it is technical and somewhat complicated, so it is not for everyone. You have to have a basic understanding of the topics to get the most value from it. ## Technical Specifications | Specification | Value | |---------------|-------| | Best Sellers Rank | #289,966 in Books ( See Top 100 in Books ) #46 in Risk Management (Books) #213 in Wealth Management (Books) #244 in Retirement Planning (Books) | | Customer Reviews | 4.4 out of 5 stars 312 Reviews | ## Images ![Retirement Planning Guidebook: Navigating the Important Decisions for Retirement Success (The Retirement Researcher Guide) - Image 1](https://m.media-amazon.com/images/I/61PJ9cG4WcL.jpg) ## Customer Reviews ### ⭐⭐⭐⭐⭐ Deep, complete retirement prep but not easy read. Big recommend! *by A***R on July 22, 2024* This book has become the center for my retirement planning and prep. I can't find the words to speak highly enough of it. I am excited about how much I've learned and to put that learning into action. My wife and I have a nest egg saved big enough we will retire comfortably. We're 55 and want to retire by 60. Since my dad was a stock broker in the 80s and 90s, we comfortable doing our own investing largely with etfs. This book opened my eyes to tons more tools to add to our investing knowledge. The book starts by describing retirement, financial goals and risks very well. Goals are lifestyle, longevity, legacy and liquidity. Risks are more numerous but also well explained. It guides you through how to align future expenses and income sources - then comparing them different ways to gauge readiness. This includes budgeting explained well enough that it isn't daunting. It also has a chapter defining 4 different styles of people and how they view risks. Instead of giving one size fits all advice, it lays out solutions to fit those different styles or preferences. It highlights how some different tools can be used in all styles but just to different degrees. My bias was toward investing. I learned in this book about new tools I will probably blend into my stragety -- bond ladders, annuities, and life insurance. I have always been biased against annuities, but this book gives really strong arguments how an annuity will probably fit for a small portion of my retirement -- with benefits so huge it vastly outweighs the costs that most people shy away from. I happened to take a 3 day class on retirement planning -- a real class, not sales for an advisor. It touched on most of the things I've read in this book but to a much simpler degree. Not nearly enough to be actionable. So again, this book is the core of my planning. I highly recommend this book and have bought one of Pfau's other books to dive deeper into one topic. Not that this book isn't adequate, because it is. I just enjoy going deeper. This book is not entirely easy to read. Pfau writes well, it's just a very thorough book on some topics that are not simple. Just put the book down, digest, and reread a little if you need. He does an outstanding job with this book. ### ⭐⭐⭐⭐⭐ Great resource, but not for everyone *by W***F on June 30, 2026* I think this book is a great comprehensive resource. It does a good job explaining the content, but it is technical and somewhat complicated, so it is not for everyone. You have to have a basic understanding of the topics to get the most value from it. ### ⭐⭐⭐⭐ A magnificiant but flawed resource. *by M***N on March 17, 2026* I'd mirror what other reviewers have said about how comprehensive and detailed the coverage of retirement financial planning is. I've looked at many books and this one is in a class by itself! The RISA model is a unique and very valuable model for explaining investment styles. Bravo! However the writing is unnecesarily difficult. Long compound sentences and dense paragraphs. Probably written at the 16+ grade level. Minimal formatting that helps navigating and digesting the rigorous content. And the content is often relatively sophisticated. Its exhausting to read. I often couldnt make it through an entire chapter at one sitting. Despite the quality of the content, I know many of my friends could not make their way through this tome. Its a pity. ## Frequently Bought Together - Retirement Planning Guidebook: Navigating the Important Decisions for Retirement Success (The Retirement Researcher Guide Series) - How to Retire: 20 lessons for a happy, successful, and wealthy retirement - The 5 Years Before You Retire, Updated Edition: Retirement Planning When You Need It the Most --- ## Why Shop on Desertcart? - 🛒 **Trusted by 1.3+ Million Shoppers** — Serving international shoppers since 2016 - 🌍 **Shop Globally** — Access 737+ million products across 21 categories - 💰 **No Hidden Fees** — All customs, duties, and taxes included in the price - 🔄 **15-Day Free Returns** — Hassle-free returns (30 days for PRO members) - 🔒 **Secure Payments** — Trusted payment options with buyer protection - ⭐ **TrustPilot Rated 4.5/5** — Based on 8,000+ happy customer reviews **Shop now:** [https://www.desertcart.sg/products/522250981-retirement-planning-guidebook-navigating-the-important-decisions-for-retirement-success](https://www.desertcart.sg/products/522250981-retirement-planning-guidebook-navigating-the-important-decisions-for-retirement-success) --- *Product available on Desertcart Singapore* *Store origin: SG* *Last updated: 2026-09-20*