--- product_id: 1704798 title: "Smart Money Smart Kids: Raising the Next Generation to Win with Money" price: "S$3" currency: SGD in_stock: false reviews_count: 13 url: https://www.desertcart.sg/products/1704798-smart-money-smart-kids-raising-the-next-generation-to-win store_origin: SG region: Singapore --- # Smart Money Smart Kids: Raising the Next Generation to Win with Money **Price:** S$3 **Availability:** ❌ Out of Stock ## Quick Answers - **What is this?** Smart Money Smart Kids: Raising the Next Generation to Win with Money - **How much does it cost?** S$3 with free shipping - **Is it available?** Currently out of stock - **Where can I buy it?** [www.desertcart.sg](https://www.desertcart.sg/products/1704798-smart-money-smart-kids-raising-the-next-generation-to-win) ## Best For - Customers looking for quality international products ## Why This Product - Free international shipping included - Worldwide delivery with tracking - 15-day hassle-free returns ## Description Dave Ramsey and Rachel Cruze teach parents how to raise money-smart kids in a debt-filled world. In Smart Money Smart Kids, financial expert and best-selling author Dave Ramsey and his daughter Rachel Cruze equip parents to teach their children how to win with money. Starting with the basics like working, spending, saving, and giving, and moving into more challenging issues like avoiding debt for life, paying cash for college, and battling discontentment, Dave and Rachel present a no-nonsense, common-sense approach for changing your family tree. Review: Practical, timely and well written - Synopsis: Financial guru Dave Ramsey and his daughter, Rachel Cruze, team up to teach parents how to “raise money smart kids in a debt-filled world.” Starting with how to teach your children to work, and continuing through what your child should do with their hard earned money (spend, save, give), Dave and Rachel talk about the principles of good money management for children as well as giving the reader plenty of stories of what life was like for the Ramsey kids. The second half of the book dives into more advanced issues such as how to be debt free for life, including how to go to college debt free. My Thoughts: I’m a huge Dave Ramsey fan and I’ve read a lot of his books, but this is his first book written with his daughter, Rachel. As usual, Dave presents a no nonsense, tell-it-like-it-is guide to raising money-smart kids. However, the addition of his daughter as an author changes the feel of the book. She offers story after story of what life was like growing up as “Dave Ramsey’s daughter.” The stories she adds give the book humor and somewhat soften Dave’s usual writing style. Reading a book with two authors can sometimes feel disjointed. Not so with this book. Dave and Rachel identify themselves before each section that they write. They also use two different fonts in the book (one for Dave and one for Rachel) to help the reader remember who is writing at that point. It’s a nice touch that helps make the book feel more connected. The information presented in Smart Money, Smart Kids is the same information that Dave Ramsey has been preaching for years, but it’s tailored to apply to children. Not only do we get stories of how these principles were applied to Dave’s own children growing up (which are the best parts of the book, in my opinion), but we find out specifically how to implement them in our own families. After talking about each concept in the book, Dave and Rachel break it down by age group and tell us how to apply that concept to our own children. For instance, in the chapter on saving, we’re told that kids younger than 6 need to see their money so it should be kept in a clear container. Six to thirteen year olds need to set small savings goals such as saving for a toy. And children ages 14-18, need to learn how to save for something big, such as a car or college. What you end up with is a very practical guide for how to train your children to handle money at every age. This is a very well written book. The information presented in it is practical, timely and opposite of what the rest of the world may teach your children about money. And best of all, it’s fun to read. I highly recommend Smart Money, Smart Kids for parents of children ages 18 and younger. Your children will thank you one day for reading this book. I received a complementary PDF version of this book to review as a member of the Smart Money, Smart Kids launch team. All opinions are my own. Review: excellent book, great purchase - This book is excellent! My husband and I are the first generation in either of our families to give much thought to money as far as budgeting, planning, thinking towards the future etc, and I was a little at a loss as to how to help my kids figure it out much sooner than the rest of us did. This book was really helpful towards that, and it was done in a non judgmental, kind, encouraging manner. Obviously we all have our strengths, and obviously Dave Ramsey's strengths were helping is kids succeed with money from a young age. His kids were earning money for their first cars before they were 10! My reality looks different than theirs, and I had to remind myself that what worked for them, isn't going to be what works for my family, but taking some of their ideas and basic principles, I can also help my kids achieve great things with their money. Quite frankly, step one is simply being aware of the value of money. What should it be used for, things you want, or things you need etc. Natural consequences, and letting your kids fail at the little decisions now are important (ie: Rachel recounts a story where she spent all of her money on one little game outside the amusement park they were at, and then had to watch her brother and sister have fun with their money inside while she was miserable and her parents wouldn't relent and give her more). I really liked though too how they encourage you to give your kids grace. Rachel recounts how one mom was proud of herself that she didn't help her son out when he went to buy the xbox he had saved up for and didn't have enough to cover tax. Rachel was incredulous and told the mom that if her 10 year old son had managed to save up nearly $400 to buy an xbox the mom should have gladly covered the tax! You want to encourage your kids, help them feel like they have succeeded, not be so caught up in semantics that you miss the opportunity to help them feel like they accomplished their money saving goal. This book was really encouraging to me, and helpful on my parenting journey. I would recommend it to anyone looking for ways to help kids understand money, and give them a foundation for succeeding later. Five stars for sure. ## Images ![Smart Money Smart Kids: Raising the Next Generation to Win with Money - Image 1](https://m.media-amazon.com/images/I/916GhfANW4L.jpg) ## Available Options This product comes in different **Media Format** options. ## Customer Reviews ### ⭐⭐⭐⭐⭐ Practical, timely and well written *by S***M on April 22, 2014* Synopsis: Financial guru Dave Ramsey and his daughter, Rachel Cruze, team up to teach parents how to “raise money smart kids in a debt-filled world.” Starting with how to teach your children to work, and continuing through what your child should do with their hard earned money (spend, save, give), Dave and Rachel talk about the principles of good money management for children as well as giving the reader plenty of stories of what life was like for the Ramsey kids. The second half of the book dives into more advanced issues such as how to be debt free for life, including how to go to college debt free. My Thoughts: I’m a huge Dave Ramsey fan and I’ve read a lot of his books, but this is his first book written with his daughter, Rachel. As usual, Dave presents a no nonsense, tell-it-like-it-is guide to raising money-smart kids. However, the addition of his daughter as an author changes the feel of the book. She offers story after story of what life was like growing up as “Dave Ramsey’s daughter.” The stories she adds give the book humor and somewhat soften Dave’s usual writing style. Reading a book with two authors can sometimes feel disjointed. Not so with this book. Dave and Rachel identify themselves before each section that they write. They also use two different fonts in the book (one for Dave and one for Rachel) to help the reader remember who is writing at that point. It’s a nice touch that helps make the book feel more connected. The information presented in Smart Money, Smart Kids is the same information that Dave Ramsey has been preaching for years, but it’s tailored to apply to children. Not only do we get stories of how these principles were applied to Dave’s own children growing up (which are the best parts of the book, in my opinion), but we find out specifically how to implement them in our own families. After talking about each concept in the book, Dave and Rachel break it down by age group and tell us how to apply that concept to our own children. For instance, in the chapter on saving, we’re told that kids younger than 6 need to see their money so it should be kept in a clear container. Six to thirteen year olds need to set small savings goals such as saving for a toy. And children ages 14-18, need to learn how to save for something big, such as a car or college. What you end up with is a very practical guide for how to train your children to handle money at every age. This is a very well written book. The information presented in it is practical, timely and opposite of what the rest of the world may teach your children about money. And best of all, it’s fun to read. I highly recommend Smart Money, Smart Kids for parents of children ages 18 and younger. Your children will thank you one day for reading this book. I received a complementary PDF version of this book to review as a member of the Smart Money, Smart Kids launch team. All opinions are my own. ### ⭐⭐⭐⭐⭐ excellent book, great purchase *by R***4 on July 22, 2016* This book is excellent! My husband and I are the first generation in either of our families to give much thought to money as far as budgeting, planning, thinking towards the future etc, and I was a little at a loss as to how to help my kids figure it out much sooner than the rest of us did. This book was really helpful towards that, and it was done in a non judgmental, kind, encouraging manner. Obviously we all have our strengths, and obviously Dave Ramsey's strengths were helping is kids succeed with money from a young age. His kids were earning money for their first cars before they were 10! My reality looks different than theirs, and I had to remind myself that what worked for them, isn't going to be what works for my family, but taking some of their ideas and basic principles, I can also help my kids achieve great things with their money. Quite frankly, step one is simply being aware of the value of money. What should it be used for, things you want, or things you need etc. Natural consequences, and letting your kids fail at the little decisions now are important (ie: Rachel recounts a story where she spent all of her money on one little game outside the amusement park they were at, and then had to watch her brother and sister have fun with their money inside while she was miserable and her parents wouldn't relent and give her more). I really liked though too how they encourage you to give your kids grace. Rachel recounts how one mom was proud of herself that she didn't help her son out when he went to buy the xbox he had saved up for and didn't have enough to cover tax. Rachel was incredulous and told the mom that if her 10 year old son had managed to save up nearly $400 to buy an xbox the mom should have gladly covered the tax! You want to encourage your kids, help them feel like they have succeeded, not be so caught up in semantics that you miss the opportunity to help them feel like they accomplished their money saving goal. This book was really encouraging to me, and helpful on my parenting journey. I would recommend it to anyone looking for ways to help kids understand money, and give them a foundation for succeeding later. Five stars for sure. ### ⭐⭐⭐⭐⭐ Hats off to Rachel and Dave! This book is destined to become the 'go to' book for culturally relevant financial advice *by M***T on April 24, 2014* Hats off to Rachel Cruze and Dave Ramsey. It takes a father-daughter team to bring some coherence and sanity to the "big talk" every child and teen should be having with his/her parents. This particular book caught my eye because my daughter and I have co-published a book. Though I have heard Dave on the radio, this is my first Dave Ramsey book. Rachel gives advice like a modern day, culturally savvy, Mary Poppins remix. She's wise, short but firm with her advice, and everything she says is delivered with a spoon full of sugar. Pairing these two together has worked well for both of them as Dave is much, much sweeter in this book than he appears to be on the radio. Books are a little more warmer in presentation than live radio and don't discount Daughters' influence on their fathers. I have a shelf full of financial books, a necessity of my past work in the finance industry. I have to say this one is different as it provides the what, how, why and even some savvy predictions of your child's mental state as you introduce them to life in the real world of money. What is absent here is the dryness of the "theory" of the subject; you'll hear no accountants droning on and on. You also won't see any disturbing grandstanding as an author publicly worships his pet concepts and illustrations. You do get page after page of `dead on target' advice, analysis and real life - I did that - illustration. I'll make a prediction that if you don't buy this book now, you'll buy it one, five, ten, maybe twenty years from now as it finds a rightful place as one of the `go to ` classics of practical, financial education. It reads in living color like a novel, yet contains the wisdom of a C.S. Lewis narrative. I just couldn't put it down. For the record, I did not receive a promo copy; I ordered and paid for the book gladly to see the magic a father-daughter team could do with what is normally a dry and boring subject. This book is an entertaining and educational read. MICHAEL W. JACKSON who co-published with Rene Faith, his fifteen year old daughter, the Amazon eBook Cupid Memeing: Craving Love, Joy and Peace: Engage emotional reality in a superficial world. --- ## Why Shop on Desertcart? - 🛒 **Trusted by 1.3+ Million Shoppers** — Serving international shoppers since 2016 - 🌍 **Shop Globally** — Access 737+ million products across 21 categories - 💰 **No Hidden Fees** — All customs, duties, and taxes included in the price - 🔄 **15-Day Free Returns** — Hassle-free returns (30 days for PRO members) - 🔒 **Secure Payments** — Trusted payment options with buyer protection - ⭐ **TrustPilot Rated 4.5/5** — Based on 8,000+ happy customer reviews **Shop now:** [https://www.desertcart.sg/products/1704798-smart-money-smart-kids-raising-the-next-generation-to-win](https://www.desertcart.sg/products/1704798-smart-money-smart-kids-raising-the-next-generation-to-win) --- *Product available on Desertcart Singapore* *Store origin: SG* *Last updated: 2026-11-05*